PhoenixREIC Website Privacy Policy
(Last revised: Jan 1, 2011)

Introduction
At PhoenixREIC, we respect your privacy. We strive for your trust in our handling of any information that is collected during your visit to our website. This privacy policy is to inform you of our practices and policies regarding the collection, use, maintenance, and disclosure of your personal data and information.

Information we collect
We collect personally identifiable information (including, but not limited to, name, address and phone number, email address) that is voluntarily provided to us by you. For example, you voluntarily provide personally identifiable information when you send us an email, use certain features of this website such as the “Apply for Loan” feature, "Contact Us" forms  or registration with our website.

Usage Data we collect
Our web server automatically collects certain aggregate information related to your website visit. Aggregate information is non-personally identifiable or anonymous information about you, including the date and time of your visit, your IP address, your computer browser information, the Internet address that you visited prior to and after reaching our site, the name of the domain and host you used to access the Internet, and the features of our website which you accessed.

Children’s Privacy
This website is not directed toward children, and we do not knowingly collect information from children.

Third Party Internet Websites
Through our website, you may connect to third parties websites via hyperlinks, and the connections may or may not be obvious. We are not responsible for the collection, use, maintenance, sharing, or disclosure of data and information by such third parties. We encourage our users to be aware of the varied privacy policies of websites that they visit.

Use of Cookies
“Cookies” are simple text files stored on your computer for use by a browser. They do not read files on your hard drive. Certain website features may only be available through the placement of a cookie. We may use “cookies” to assist in data collection and to track visitor website usage and trends to help us better serve you. The use of cookies is a standard practice among Internet websites; most Internet browsers permit a user to accept, decline or delete cookies. 

Log Files
We also review data and information contained in log files located on our web server, which record the date and time of each visit to our website, the user's IP (internet protocol) address, the referring IP address or domain (the prior website visited), and the files viewed on our website (including HTML pages, graphics, etc.). We use log file information to analyze data in the aggregate to determine the trends and usage of our site. We do not correlate the log data to identify specific users.

We do not, and will not, disclose, sell, rent or share any information derived from log files with any third parties, unless requested by lawful authorities or as otherwise stated in this Privacy Policy.

Data Security and Information Transmission
We use all reasonable efforts to maintain the privacy of your personally identifiable data and information. Notably, user IDs and passwords submitted by users of our website are encrypted using Secure Sockets Layer ("SSL") or other encryption mechanisms. However due to technological limitations, and the risk of unlawful interceptions and accessing of transmissions and/or data, no communicated information over the internet is entirely secure. 

Accordingly, we cannot be responsible for loss, corruption or unauthorized acquisition of personal information provided to our website, or for any damages resulting from such loss, corruption or unauthorized acquisition

Your Right to Review/Modify Data and Information
You have the right, at any time, to review and/or modify any of your personally identifiable information that you provide during registration, or any other voluntarily provided information. You may also remove yourself from our active databases of e-mail lists. To do so, you can use the opt-out feature in the email or send an e-mail to info (at) PhoenixREIC (dot) com However we reserve the right to contact former customers or users of the website from time to time.

How We Use Your Information
We use collected information to respond to inquiries or service requests and monitor such responses so as to provide meaningful information about our products or services.

We do not sell or rent personally identifiable information to third parties who are not our affiliates involved in the business. We may disclose personally identifiable information to appropriate affiliates of PhoenixREIC, including strategic alliance affiliates, to respond to a request for service or the provide information about available products or services, and to third party service providers. We may share aggregate information with certain third parties such as advertisers and prospective affiliates so as to improve our high standard of services offered.

In addition, we reserve the right to disclose aggregate information and personally identifiable information to third parties as required or permitted by law and when we believe that disclosure is necessary to protect our rights.

Conclusion
We hope that this Privacy Policy helps you to make an informed decision whether to visit our website and/or to provide us with certain information.